Impressive Insurance

Jan

tagged:

No Comments

Non Qualified vs. Qualified.

Lately I have noticed that even though many advisors should know the difference between non-qualified and qualified funds they still have trouble grasping the differences. Lets discuss some of the ways you can tell whether your client has a qualified plan. A few key terms you might be able to

Jan

tagged: AARP, Consumer Advocates

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Is AARP really protecting you? Or are they simply out to influence your decisions in their favor.

Posted by admin in Seniors

Should you be listening to AARP? I have been getting more and more questions from various people such as insurance professionals, securities brokers and senior clients wanting to know is AARP really a non-profit organization?
Technically AARP stands for Association for the Advancement of Retired Persons. It is an

Dec

tagged:

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Will fixed annuity rates ever go back up?

Posted by admin in Annuity

We do not speculate on such uncertain topics. However, the general consensus of the majority is that over the next couple of years we should see a steady increase in interest rates on fixed annuities. Should this be the case we want to share with you some of the best

Nov

tagged:

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Future Value Calculator

Posted by admin in Annuity

We have developed a simple future value calculator for all of you to enjoy. We hope that you like and as always we look forward to your suggestions. We would like to add other calculators for you all to use as well. If you have a suggestion for a calculator

Nov

tagged: Annuity, Fixed Annuity

No Comments

Fixed Annuity Features

Posted by admin in Annuity, Fixed Annuities

Fixed annuities vary, but generally feature the following:

Single Premium — One up-front payment and that’s it. Future investments require purchase of a new annuity.
Flexible Premium – A series of minimum payments that accumulate and gain interest on an annual basis.
Guaranteed Rate — Contract locks in a fixed interest

Nov

tagged: Annuity, CD-type, Fixed

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What is a CD-type fixed annuity?

Posted by admin in Annuity, Fixed Annuities

Fixed annuities with multi-year guarantees (often referred to as CD type annuities are interest-based investments similar to bank CDs. They are usually geared specifically towards retirement savings. A lump-sum deposit of cash locks in a specified interest rate for fixed period usually between 1-10 years. Most have a minimum initial

Nov

tagged: Annuity, Surrender charges

No Comments

Annuity surrender charges

Posted by admin in Annuity

One of the first questions you should ask about an annuity is how long is the surrender charge period. A surrender charge period is a specified number of years that you have agreed to keep the annuity.
For instance, let’s say you are looking into purchasing an annuity with a

Nov

tagged: impressive insurance, Welcome

No Comments

The First Post

Posted by admin in Welcome

Welcome to the impressive insurance blog. Our goal is to provide you with some strategies and concepts that can teach you how to be a better planner and/or preparer. We want to tech you the techniques that the professionals use. only without the jargon and sales pitches. We want you

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